S-Savings

A product of Cash deposit agreement Target customer: Investors who have securities trading account or margin securities trading account at SSI Investors

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S-Savings

A product of Cash deposit agreement

Target customer:
  • Investors who have securities trading account or margin securities trading account at SSI
  • Investors who have spare cash in securities trading account want to optimize their investment
Product feature:
  • Minimum deposit: From 300,000,000 VND
  • Term: Non-term, from 1 week to 12 months
  • Disbursement is executed totally or partially on settlement. Interest can be automatically accumulated to the principal amount when the deposit agreement is extended automatically.
Advantages:
  • Settlement procedure is simple (can be done via Contact Center or directly at SSI branches/transaction center)
  • Investors can increase their buying power by connecting this deposit agreement to the margin securities trading account
  • Cash deposit agreement can be automatically extended, automatically settled so investors are requested to sign application form only 1 time
  • Cash deposit agreement can be utilized as a corresponding asset to receive securities trading financing on investors’ trading account

 

S-SAVINGS INTEREST RATE SCHEDULE
Effective since 16/11/2020
*Interest rate: % per annum
Tenor Interest rate (Before tax) Interest rate (After tax) (5%) Tenor in detail

Early withdraw interest rate (before tax)

Early withdraw interest rate (After tax)

Non-term

0.20%

0.190%

 

0.20%

0.190%

7 days

3.00%

2.850%

From 1 - Under 7 days

0.20%

0.190%

14 days

3.00%

2.850%

From 7 - Under 14 days

0.20%

0.190%

21 days

3.00%

2.850%

From 14 - Under 21 days

0.20%

0.190%

30 days

4.30%

4.085%

From 21 - Under 30 days

0.20%

0.190%

60 days

4.50%

4.275%

From 30 - Under 60 days

3.00%

2.850%

90 days

4.80%

4.560%

From 60 - Under 90 days

3.00%

2.850%

180 days

5.00%

4.800%

From 90 - Under 180 days

3.50%

3.300%

270 days

5.20%

4.900%

From 180 - Under 270 days

3.70%

3.500%

360 days

5.40%

5.100%

From 270 - Under 360 days

4.00%

3.800%

 
Note:
  • The above interest rate schedule only applies for individual customers with deposit under 10 billions dong.
  • Individual customers with deposit above 10 billions dong and Institution customers can contact Customer Service Department at our Branches/Transaction offices.
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