S-Savings

A product of Cash deposit agreement Target customer: Investors who have securities trading account or margin securities trading account at SSI Investors

S-Savings

A product of Cash deposit agreement

Target customer:

Investors who have securities trading account or margin securities trading account at SSI
Investors who have spare cash in securities trading account want to optimize their investment

Product feature:

Minimum deposit: From 300,000,000 VND
Term: Non-term, from 1 week to 12 months
Disbursement is executed totally or partially on settlement. Interest can be automatically accumulated to the principal amount when the deposit agreement is extended automatically.

Advantages:

Settlement procedure is simple (can be done via Contact Center or directly at SSI branches/transaction center)
Investors can increase their buying power by connecting this deposit agreement to the margin securities trading account
Cash deposit agreement can be automatically extended, automatically settled so investors are requested to sign application form only 1 time
Cash deposit agreement can be utilized as a corresponding asset to receive securities trading financing on investors’ trading account

S-SAVINGS INTEREST RATE SCHEDULE

Effective since 16/11/2020

*Interest rate: % per annum

Tenor	Interest rate (Before tax)	Interest rate (After tax) (5%)	Tenor in detail	Early withdraw interest rate (before tax)	Early withdraw interest rate (After tax)
Non-term	0.20%	0.190%		0.20%	0.190%
7 days	3.00%	2.850%	From 1 - Under 7 days	0.20%	0.190%
14 days	3.00%	2.850%	From 7 - Under 14 days	0.20%	0.190%
21 days	3.00%	2.850%	From 14 - Under 21 days	0.20%	0.190%
30 days	4.30%	4.085%	From 21 - Under 30 days	0.20%	0.190%
60 days	4.50%	4.275%	From 30 - Under 60 days	3.00%	2.850%
90 days	4.80%	4.560%	From 60 - Under 90 days	3.00%	2.850%
180 days	5.00%	4.800%	From 90 - Under 180 days	3.50%	3.300%
270 days	5.20%	4.900%	From 180 - Under 270 days	3.70%	3.500%
360 days	5.40%	5.100%	From 270 - Under 360 days	4.00%	3.800%

Note:

The above interest rate schedule only applies for individual customers with deposit under 10 billions dong.
Individual customers with deposit above 10 billions dong and Institution customers can contact Customer Service Department at our Branches/Transaction offices.